The importance of health insurance can’t be denied. Health insurance can help individuals stay healthy and well with preventive care and screenings. It can also cover needed care when individuals become sick or injured. And if the carrots don’t convince them, there’s always the stick: There’s a tax penalty for those who don’t comply.
Although the Affordable Care Act is designed to broaden the reach of health insurance and has succeeded in reducing the number of uninsured Americans, it does not directly address the cost of health insurance.
Small businesses often are running on a shoestring, and the cost of health insurance can be a major expense when margins are slim.
Smartphones can do anything from providing directions to taking photos to banking — even occasionally making a phone call. And they are more popular than ever. A Pew Research Center study reports that 64 percent of Americans own a smartphone.
What does it cost to hire and train a new employee? One estimate is that it costs $3,500 to replace an $8/hour employee. Other estimates are from 30 percent to 400 percent of the departing worker’s salary, depending on their position and skill level, according to Inc.com.
Please join beWellnm in welcoming Maureen Manring, to the beWellnm team.
Knowing why New Mexicans purchase health care coverage can help brokers guide their clients to good insurance decisions.