Cost Savings for Native Americans

Native Americans can learn about the cost of health insurance with help from beWellnm. You may qualify for tax credits and reduced costs to help you pay for health insurance.


What are the costs?

  • Premium: A monthly fee for health insurance. If you get a premium subsidy, you’ll pay a lower premium.
  • Costs when you get health care: Native Americans may have low or no deductibles, copays or coinsurance for health services. Learn about reduced costs for services throughout the year. 
    • Deductible: The amount of money you pay before your plan starts to help you pay your bills. 
    • Copay: A payment you make at the doctor’s office, urgent care clinic, ER or the pharmacy. Example: A $20 copay for doctor visit. 
    • Coinsurance: A percentage of costs you pay for your health services. Example: A bill for 20% of the cost of surgery. 

Income levels for financial help

Estimated income for 2017 (for health insurance plans effective Jan. 1, 2017)

Number of people in family All American Indians (regardless of tribal membership status) Members of a federally recognized tribe
May qualify for a PREMIUM SUBSIDY and REDUCED COSTS if your yearly income is below May qualify for a PREMIUM SUBSIDY and NO COPAYS if your yearly income is below
1 $47,520 $35,640
2 $64,080 $48,060
3 $80,640 $60,480
4 $97,200 $72,900
5 $113,760 $85,320
6 $130,320 $97,740

Please note: A federally recognized tribe is a group recognized as an Indian tribe by the Department of the Interior. May include any American Indian or Alaska Native tribe, band, nation, pueblo, village, rancheria or community.

Ready to Enroll?

Native Americans can enroll or change health insurance plans any time of year. Make an appointment by phone with a Native American Enrollment Counselor at 1-855-241-8137.

Learn more now

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